About crowdfunding and alternative finance
Unknown to the general public, the term ICO is increasingly used in the business world. An ICO (Initial Coin Offering) is ultimately nothing more than a fundraising operation. France is the first country to establish an open regulation and aims at making the Paris financial centre more attractive. The Participatory Investment Advisors (PIA) have a place to take.
The democratisation of the internet and digitalisation of financial activity have opened the door to new community-based collaborative opportunities, encouraging mutual aid through individual solidarity investment or the pooling of ideas and skills for the benefit of collective projects.
The debate on the sustainability of the Crowdlending model is regularly rekindled in the media and on social networks following the failure of one or two platforms. With this in mind, MIPISE, a solution leader in participatory funding in white labels, would like to bring to the table some ideas from its observations of the activity and performance of the platforms it supports.